Presenteeism is difficult to measure and very few employers actually attempt to quantify it. Yet it is a topic of interest at many HR and benefits-related conferences and in publications. Employers concerned about the productivity of their workforces, along with their benefits advisors (brokers and consultants), have an opportunity to improve productivity by learning about [...]
In this white paper, Lincoln Financial Group introduces the “Happy Worker Prescription.” Lincoln Financial Group reviews the research literature connecting employee happiness and productivity, explore the components of happiness, and describe why the findings are critical to employer success in the modern economic environment. Lincoln Financial Group concludes with a 10-step “prescription” for maximizing employee [...]
Employers will experience the costs of health-related lost productivity (HRLP), regardless of whether they offer employer-sponsored health insurance to employees. However, they can take steps to create a workplace that supports employee productivity, helps keeps employees at work and ultimately reduces costs. Taking advantage of the window of opportunity presented by short-term disability is a [...]
All employers need to manage family and medical leaves and make reasonable accommodations for employees with disabilities. To ease the resulting administrative overload, many employers are exploring the best way to address the requirements such that they are compliant with federal and state regulations.The Prudential Insurance Company of America (Prudential) sponsored a survey of employers [...]
Through analysis of stop-loss claims, it is possible to better understand medical trends and potential impacts to self-insured employers. Find out about the top ten catastrophic claim conditions, claims that can exceed $1 million, the condition that is on the move, and more.
Whether you are considering self-funding your medical benefits plan for the first time or are an experienced pro, the Self-Funded Playbook will provide tips you can use immediately. It provides guidance for employers to help them make key decisions in funding arrangements, claims administration, and stop-loss insurance. It even includes an action plan so the [...]
Proper management of intermittent leaves is essential, as it can reduce lost employee productivity and can help employers avoid the risk of fines, audits or legal action that can result from improperly managed leaves. To help ensure you're properly accommodating employees while complying with FMLA regulations, we offer up some best practices for managing intermittent [...]
America is graying. We review Aetna's 2013 book of short-term disability claims as a function of age and diagnostic categories. While overall statistics show a predictable impact of age, not all diagnoses follow that pattern, with clear implications for employers.Older workers are frequently an employer’s most valuable workers, given their experience and commitment. Many of [...]
Employers should not resort to terminating an employee without first considering all reasonable ADAAA accommodations. The cost to recruit and train a new employee - and defend a potential lawsuit - could be far more expensive than implementing a reasonable accommodation that enables an employee to return to work. To help navigate the legal complexities [...]
As part of a two-year research partnership, The Hartford and the University of Kansas released a white paper in 2015 that outlined the critical nature of a strong partnership between a supportive employer and a motivated employee with a disability. With a focus on The Hartford's Ability Philosophy - a long held belief in what [...]
